Standard Bank Jersey Limited and Standard Bank Isle of Man Limited are launching the latest in a series of award-winning structured products. Quantum PLUS 5 is designed to return your initial capital deposited along with a competitive rate of interest on half your money while the other half provides for exposure to stock market growth with the reassurance of a minimum return even if markets fall. Quantum PLUS 5 is open for subscription until 26 April 2011, subject to availability. The product divides your cash equally between a 1 year (Quantum portion) and 5 year (PLUS portion) fixed term deposit, available in Sterling, US dollar, Euro or Australian dollar. Minimum deposit amounts are £10,000, US$20,000, €15,000 or A$20,000. The Quantum portion pays a market-leading rate of 5% AER for Sterling, US dollar and Euro or 12% AER for Australian dollar. This half of the deposit matures in full after one year. The PLUS portion provides for an unlimited potential return on the other half of your money after five years based on the performance of a stock market index and is subject to a minimum return of initial capital and a capital bonus of 5% (0.98% AER) at maturity. Sterling deposits are linked to the FTSE 100, US dollar deposits are linked to the S&P 500, Euro deposits are linked to the EURO STOXX 50 and Australian dollar deposits are linked to the S&P/ASX 200. Quantum PLUS 5 therefore gives you complete peace of mind, knowing that your money is working for you even if market growth falls short of expectations. Herman Wessels, Managing Director, Treasury & Product commented: “Our structured products are typically designed for depositors who seek capital security and growth potential linked to the performance of a stock market index. Quantum PLUS 5 has been introduced following the record success of Quantum PLUS 4 which was launched late last year. It offers returns linked to the performance of a stock market index, but without the usual risk of volatile market movements. As with Quantum PLUS 4, we expect to see high demand for this competitive offering.” He added: “Given the current economic uncertainty, now might be an ideal time to commit to a product which provides peace of mind along with the opportunity to take advantage of continued stock market recovery. For clients who wish to access a product which has been designed to return their capital deposited in full at maturity, Quantum PLUS 5 offers a combination of an unlimited potential market-related return, with a minimum return of 5% (0.98% AER) after five years and a high yield on the Quantum portion.” [Ends] For further product information, please call Herman Wessels, Managing Director – Treasury & Product, Standard Bank, telephone +44 (0) 1534 881122 or e-mail